The following factors are eligible to apply for a New Professional Loan:
Profession type
Professionals such as Doctors, physiotherapist, Chartered Accountants, Architects and Company Secretaries who are consulting or practising
Work experience
Doctors and Chartered Accountants – 4 years post qualification
Company Secretaries and Architects – 5 years post qualification
Physiotherapist - Min 5 years post qualification
Age
25 years of age and under 65 when the loan matures
Minimum annual income
₹ 1 lakh per annum
Business must be profit-making for 2 previous years
